Tulsa Bankruptcy: What Not to Do Before Filing

Tulsa Bankruptcy: What Not to Do Before Filing

In Tulsa bankruptcy: what not to do before filing is an important question.  Deciding to file a Bankruptcy is one of the most emotional and stressful decisions that you will face in your life.  The complexity of the process leads many people to do things in before filing that they wouldn’t normally do.  With this said your best course of action is to make…

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Garnishments and Oklahoma Bankruptcy Law

Garnishments and Oklahoma Bankruptcy Law

Garnishments and Oklahoma Bankruptcy Law are settled by years of case law. Garnishments represent some of the most difficult situations you can face. As if its not difficult enough meeting your bills a garnishments crushes your efforts. Sometimes it seems like fighting the garnishment is the best way to get rid of it. Truth is that its very difficult. Once the creditor gets the…

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Changes to Bankruptcy Law in Oklahoma

Since the Oklahoma bankruptcy laws were changed in October 2005 I receive countless calls from persons wanting to file personal bankruptcy in Oklahoma.  Most Oklahoma’s fear that since the changes they are no longer able to file or that credit card debt can no longer be discharged in bankruptcy. Moreover many of the calls wonder if the new bankruptcy laws preclude including your medical…

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Oklahoma Automobile Exemption

Can I Keep My Car in Bankruptcy: In chapter 7 Bankruptcy Cases, Debtor(s)’ are given an opportunity to protect certain assets through Exemptions, which assets may include the Debtor(s)’ primary residence and other personal property such as furnishings and clothing. The U.S. Bankruptcy Code provides a list of uniformed exemptions, however most states have the option of opting out and providing for its own…

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Chapter 13 Overview

What Is Chapter 13 Bankruptcy: Chapter 13 allows individuals who have steady incomes to pay all or a portion of their debts under protection and supervision of the court. Under Chapter 13, you file a bankruptcy petition and a proposed payment plan with the U.S. Bankruptcy Court. Payment plans provide for payment of debts over 3 to 5 years. An important feature of Chapter…

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