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Foreclosure and Oklahoma Bankruptcy go hand in hand. Oklahoma and the country as a whole have experienced a reduction in foreclosures. This is due mainly to the shaking out of the subprime mortgage fallout. Regardless of this recent reduction in foreclosure rates there are plenty of Oklahoman’s who are in danger of losing their home in a foreclosure. Oklahoma Foreclosure Process Most foreclosure’s involve…
Forgiving Student Loans In Oklahoma Bankruptcy is very difficult. Like many of the discharge provisions found in the Federal Bankruptcy Code the law regarding student loan forgiveness has undergone numerous changes. Most of the changes to the dischargeability of student loans is focused on narrowing and almost eliminating a borrowers ability to forgive student loan debt in bankruptcy. Bankruptcy may not help with student…
While many people use the term bankruptcy in a generic sense, there are a couple of versions of consumer bankruptcy . Chapter 7 and Chapter 13 are two examples of types of bankruptcy. While Chapter 7 is the form of bankruptcy that most people think of when they think bankruptcy this may not be the solution for them. Chapter 13 is another type bankruptcy…
Filing Bankruptcy in Tulsa Oklahoma doesn’t have to be so difficult. The fear about bankruptcy is stoked by the years of myths that surround the process. Over the many years that I’ve filed cases in Oklahoma I’ve heard countless bits of fake news regarding what bankruptcy does for and doesn’t do. The truth is that until you get information from a bankruptcy attorney the…
As a Tulsa bankruptcy attorney I’m often asked how Bankruptcy Affects Your Credit. The truth is that answering this question is a little different depending on your particular case. The most important thing to realize is that bankruptcy’s impact on your credit score isn’t permanent and can be improved shortly after we file your chapter 7 case. Unfortunately, there are a great number myths…
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